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The Union Budget for the year 2020 made a major change by introducing the optional new tax regime which came into effect from April 1, 2020. This gives an individual taxpayer the option to either continue with the existing tax regime or opt for the new tax. Ideally, opting for the old tax regime will yield you more benefits. Here is some useful tax saving tips for financial year 2020-21 to lower your tax:
You should always remember that your aim is to achieve your financial goals that you have set for yourself instead of tax saving. You should be cautious and consider the liquidity, security, and safety while choosing the instrument that best suits your needs.
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