What creates a good CIBIL Score for Personal Loans, Home Loans and Business Loans in India? CIBIL, which is the most common credit bureau, puts anyone with little credit history and people with a very high risk of default in…
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Personal Loan for Low/Bad CIBIL Score
Loans for Low CIBIL Score Personal Loans for low credit are an option for people whose credit reflects some financial missteps or people who haven’t had time to build a credit history. Bad/Low credit refers to a low credit score…
Bad Credit Score – Side effects
What are the problems of having a Bad Credit Score? Consider your credit score as the financial scorecard that ranges from 300 to 900. The score is given based on your loan or credit card repayment track of at least…
Credit Score Repair – Boost Your Credit Score FAST in 2021
Having bad credit can set you up for a multitude of challenges, from loan approval to a renter’s agreement on your apartment. Credit score is a three-digit numeric number found in the Credit Information Report and it plays an integral…
What creates a good CIBIL Score?
Table of Contents The credit score is a three-digit numeric summary of your credit history, which is compiled from various financial institutions, lenders, and banks. The value ranges from 300-900, where 300 is the lowest score and 900 is the…
Top 10 FAQs about Credit Score – good to know in 2021
1. How can I improve my CIBIL Score? You can improve your CIBIL Score by maintaining a good credit history, which is essential for loan approvals by lenders. Follow these 4 steps which will help you better your score: The…
Last 10 days to get your Free Credit Report
Credit Score Credit Score is a three-digit number range from 300-900 that relates to how likely you are to repay debt. Banks and lenders use it to decide whether they’ll approve you for a credit card or loan. Most people…
Credit Score – Myths
CIBIL aims to bring in more transparency to the loan approval process in the country, in that customer now have an understanding of the seminal factors which lenders analyse to gauge creditworthiness. CIBIL reports, generated on a monthly basis (as…
Written Off vs Settled in Credit Report
You would have came across this term “Written Off” in your credit report. There are 4 RBI approved credit bureaus they are CIBIL ,Experian , Equifax and Highmark. The term written off is explained below Written-Off If the banks cannot…
Banks start linking Loans to Customers’ risk profile
Three public-sector lenders Bank of Baroda, Union Bank of India and Syndicate Bank have taken the first steps in transparently segregating retail loans into their own versions of prime and subprime risk exposure, using third-party credit scores of potential borrowers…