Credit Score – Meaning Credit Score is a three-digit number range from 300-900 that relates to how likely you are to repay debt. Banks and lenders use it to decide whether they’ll approve you for a credit card or loan….
How to check your Credit Score Free?
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Ways to improve your Credit Score using Credit Card
Credit Card ensures you have access to credit at your fingertips, especially in case of an emergency. Careful usage and prompt payments will positively impact your CIBIL Score over time. Any late or missed payments on your credit card bill…
6 Key points you need to know about Personal Loan
A personal loan is a kind of unsecured loan people take to fulfill their personal expenses. The documentation process of this loan is so minimal. But sometimes interest rates are high. For taking personal loan a good Credit history is…
Top 7 Factors for Loans
Lenders have tightened their rules on borrower selection and amount that can be advanced. It is important to know how much optimum one can borrow. Lenders use different criteria to select borrowers and decide maximum permissible finance. They start with…
What is settlement in Credit Report?
You would have came across this term “Settlement” in your credit report. There are 4 RBI approved credit bureaus they are CIBIL ,Experian , Equifax and Highmark. The term settlement is explained below Settlement Settlement means the Banks or the…
What is written off in Credit Report?
You would have came across this term “Written Off” in your credit report if you have checked your report. There are 4 RBI approved credit bureaus they are CIBIL ,Experian , Equifax and Highmark. The term written off is explained…
Written-Off vs Settlement in Credit Report
You would have came across this term “Written Off” in your credit report. There are 4 RBI approved credit bureaus they are CIBIL ,Experian , Equifax and Highmark. The term written off is explained below Written-Off If the banks cannot…
What creates a good CIBIL Score?
The credit score is a three digit numeric summary of your credit history, which is compiled from various financial institutions, lenders and banks. The value ranges from 300-900, where 300 is the lowest score and 900 is the best score….
Is getting a free credit report safe?
Getting a free credit report can be safe if you are careful about the particular website from which you get it. Credit reports are provided by the three major credit reporting agencies: Equifax, Experian, CRIF and CIBIL TransUnion. Credit reports display…
What are the facts to know about CIBIL Score?
Knowledge about CIBIL score is essential not only for people with credit histories but also for the ones that have not applied for a credit card or a loan yet. A CIBIL score is a 3-digit credit number that is…