Citibank started its banking operations over a century ago in 1902. Now, Citibank is a significant market player and foreign investor in the Indian financial market. Citibank has an operational presence of over 45 branches in 28 cities. The bank serves to the banking needs of an elite clientele by offering services in personal finance, investment banking and asset management. Citibank’s comprehensive credit card portfolio has cards under travel, shopping, fuel and lifestyle categories. With countless benefits accompanying each card, Citibank’s credit card will also reward you handsomely with each spend.
Citibank India offers a wide range of consumer, retail and corporate banking products and services. Products cover every segment of the society, right from salaried class, emerging affluent, the affluent and all the High-Net-Worth individuals.
Apart from the general accounts like Savings Accounts, Current Accounts, Salary Accounts, etc., the bank has been a major player in the Credit Card segment with about 2.3 million credit cards in force.
Further, the bank offers several types of loans like home loans, personal loans, car loans and so on also
| Name of the card | Joining Fee (In Rs) | Annual Fee (In Rs) |
| Citi Prestige Credit Card | 20,000 | 20,000 |
| Citi PremierMiles Credit Card | 3,000 | 3,000 |
| IndianOil Citi Platinum Card | 1,000 | 1,000 (Annual fee will be waived on spending in a membership year |
| IndianOil Citi Titanium Card | 1,000 | 1,000 (Annual fee will be waived on spending in a membership year |
| Citi Rewards Card | 1,000 | 1,000 (Annual fee will be waived on spending in a membership year |
| Citibank Rewards Domestic Card | 1,000 | 1,000 (Annual fee will be waived on spending in a membership year |
| Citi Cashback Card | 500 | 500 |
| First Citizen Citi Credit Card | 500 | 500 (Annual fee will be waived on spending in a membership year |
Reasons to choose Citibank’s Credit Card
The Citibank’s credit cards offer best reward schemes to its valuable customers. It has a unique feature of having international presence and recognition. The cards are designed to meet varied day to day needs of the customers.
- Best Reward Points Citibank’s credit cards provide reward points during every purchase and the same can be redeemed for securing vouchers, special deals and at some of the merchandises.
- Insurance Benefits Most of the Citibank’s credit cards comes with insurance coverage in case of any unforeseen events. It includes travel accident coverage, health insurance, and lost luggage insurance.
- An assortment of Credit Cards Citibank has designed Credit Card by keeping in mind different types of customers and their personal requisites. There is a card for each and every segment of niche customers. One can choose from the available options which best suits their needs.
Citibank’s Credit Card Referral Programme
The Citibank offers a new referral programme designed for credit cardholders. Anyone who already has a Citibank’s Credit Card can refer their friends and family members for a Citibank’s Credit Card and earn from a minimum of Rs 250 to maximum of Rs 5,000 worth Flipkart Voucher on each of the valid referral. It is an online credit card referral programme for a prospective customer who does not have a credit card of Citibank. Prospects can refer their family members and friends to apply for a new credit card of the bank through this program. It is only for the issuance of new credit cards and not for securing the add-on cards by the existing customer.