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Credit information bureaus gives information about the credit profile of a person.
The following are the key elements of CIBIL report:
1. Cibil score
The credit score that can range between 300 and 900. The report will sent to the credit bureaus by all the lending agencies.
2. Personal information
Personal information such as name, date of birth, gender, unique numbers of identification documents like PAN, Aadhaar, etc will be in this section.
3. Contact information
This section contains the residential address, telephone and mobile numbers, and email id.
4. Employment information
Employment information and income as reported by banks.
5. Account information
The lender’s names, loan details and mentions if there is any amount overdue will be in this section.
6. Enquiry information
This section contains information about enquiries by lenders in the past, date of their enquiry and purpose.
You can apply for an attractive offer with best possible rate of interest and terms for Personal, Business and Home Loan.