Hard enquiries will always have an impact on your CIBIL Score. There are two types of enquiry available they are Hard and Soft enquiry.
Usually Hard Enquiries are done by Banks/NBFCs in case you have applied for any credit requirements. This enquiry will affect your CIBIL. If your enquiry does not exceed more than one time reduction in your credit points will be 3–4 points which is negligible, whereas multiple hard enquires will have a huge impact on your Credit Score.
Soft Enquiry is the enquiry you do on your own. In this enquiry you can check your Credit Score from any of the four Credit Bureaus. This enquiry will not affect your CIBIL.
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