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|Age||21 years to 70years||21 years to 70years|
|Income||Rs.1,20,000 (p.a.)||Rs.2,00,000 (p.a.)|
|Loan Amount Offered||1,00,000 - 50,00,00000||1,00,000 - 50,00,00,000|
|Proof of Identity and Address||Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof)|
|Proof of income||Form 16 /Latest 3 salary slips||IT returns for the last 2 years and computation of income for the last 2 years certified by a CA|
|Bank statement or Pass Book where salary or income is credited||Last 6 months||Last 6 months|
|Property documents||Permission for construction (where applicable)
We strive to get lowest interest rates and best terms for your Online Applications at www.FundsTiger.com from a wide range of our lending institutions such as Banks or NBFCs.
Home Loan Interest Rates starting from 8.35% to 14%, and Loan amount ranging from INR 1,00,000 to INR 50,00,00,000. The Minimum and Maximum Repayment Period Ranges from 1 year to 30 years.
|Interest Rate (Per Annum)||8.35%|
|Tenure (in Months)||240|
|Processing Fees ( Min 10,000 to 2% of Loan amount + Tax)||11800|
|Stamp duty (Varies in different state and usually ranges between 0.2% to 0.5% of Loan amount. In this example 0.2% of Loan amount is taken||6000|
|CERSAI * Charges ( Start from Rs250/ up below 5 Lakh but depends on Bank's Policy. Here Rs5000/- + Tax is taken because most of the Lender charges this amount.)||5900|
|*Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) is a central online mortgageregistryof India. It was primarily created to check mortgage frauds in which people took multiple loans on the same asset from different banks.|