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Salaried | Self employed | |
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Age | 21 years to 70years | 21 years to 70years |
Income | Rs.1,20,000 (p.a.) | Rs.2,00,000 (p.a.) |
Loan Amount Offered | 1,00,000 - 50,00,00000 | 1,00,000 - 50,00,00,000 |
Tenure | 1years-30years | 1years-30years |
Documents | Salaried | Self Employed |
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Proof of Identity and Address | Voter's ID card / Driving license / Job card issued by NREGA / Aadhaar card / PAN card (PAN card only as identity proof) | |
Proof of income | Form 16 /Latest 3 salary slips | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
Property documents | Permission for construction (where applicable)
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We strive to get lowest interest rates and best terms for your Online Applications at www.FundsTiger.com from a wide range of our lending institutions such as Banks or NBFCs.
Home Loan Interest Rates starting from 8.35% to 14%, and Loan amount ranging from INR 1,00,000 to INR 50,00,00,000. The Minimum and Maximum Repayment Period Ranges from 1 year to 30 years.
Loan Amount | 3,000,000 |
Interest Rate (Per Annum) | 8.35% |
Tenure (in Months) | 240 |
EMI | 25751 |
Charges | |
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Processing Fees ( Min 10,000 to 2% of Loan amount + Tax) | 11800 |
Stamp duty (Varies in different state and usually ranges between 0.2% to 0.5% of Loan amount. In this example 0.2% of Loan amount is taken | 6000 |
CERSAI * Charges ( Start from Rs250/ up below 5 Lakh but depends on Bank's Policy. Here Rs5000/- + Tax is taken because most of the Lender charges this amount.) | 5900 |
*Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) is a central online mortgageregistryof India. It was primarily created to check mortgage frauds in which people took multiple loans on the same asset from different banks. |