Salaried Employee Loans
Salaried Employee Loans are suitable for bridging your short term cash flow gaps and for ensuring that you can manage unexpected expenses while you work in a company and draw a regular monthly salary.
- Loans from Rs. 50,000 to Rs. 50 lakhs
- Term from 12 months to 60 months
- Average rates of 14-18%
- Ideal for employees that have over 3 years employment experience and have annual income of over Rs 2 lakhs
- Fast disbursement – get the money in your bank account within 3 business days
- Easy EMIs, deducted directly from your bank account
Self Employed PROFESSIONAL Loans
Self Employed PROFESSIONAL Loans are ideal for managing one-off business needs and heavy expense requirements, managing seasonal cashflows, hiring needs, buying an asset or bridging property purchases for professionals such as doctors, chartered accountants, company secretaries, architects, financial consultants, business consultants and technology consultants.
- Loans from Rs. 50,000 to Rs. 50 lakhs
- Term from 12 months to 60 months
- Average rates of 14-18% (rates will depend on the purpose of the loan and the security offered)
- Ideal for self employed professionals who are in business for more than 3 years and have annual income of over Rs 5 lakhs
- Can be unsecured or you can borrow against specific assets to get better rates
- Fast disbursement – get the money in your bank account within 3 business days
Self Employed OWNER Loans
Self Employed OWNER Loans are ideal for managing working capital requirements, buying an asset, commercial property purchase, corporate acquisition and managing growth for small business owners, whose personal financial profiles are better than their business profiles.
- Loans from Rs. 2 lakhs to Rs. 50 lakhs
- Term from 12 months to 60 months
- Average rates of 14-18% (rates will depend on the purpose of the loan and the security offered – Loans against Property are more cost effective)
- Ideal for business owners whose businesses are over 3 years old and have business annual income of over Rs 1 crore.
- Typically secured and unsecured both.
- Quick decisions within 3 business days. Fast disbursement – get the money in your business account within 12 business days
Simple, Fast, Easy Lending Process
We help connect individuals looking to borrow, with lenders who want to lend – in a hassle free, and fast process. Borrowers get quick personal loans which you can use for multiple purposes, with no collaterals or guarantees asked from you – Moreover there is minimal paperwork and we help you choose the best options for your personal situation thus offering easy repayments and affordable interest rates.
We’ve made retail personal lending smarter, faster and easier by transforming the approval process from stumbling blocks to stepping-stones.
How it Works for Personal Loans
1. Apply Online
Apply Online
Individuals – salaried, business owners or professionals, all can apply for a loan online on FundsTiger.com or through one of our affliate partners.
The process takes just 5 minutes and enables borrowers to not just get access to funds, but registration with FundsTiger platform for long term gains.
FundsTiger ensures that Borrowers get a secure, safe and reliable application process that be tracked online.
2. Get Options
(2) Get Options and Results
FundsTiger Credit Algorithm reviews the inputs of the Loan Application and provides an instant initial assessment, which is shared with you and also our credit experts leverage our technology and algorithms to match your application with the best lenders for you. We shall be happy to handhold your application and help you throughout the process. We shall respond to any queries that you may have too.
You also get our Expert Advice, and get a FundsTiger registration.
3. Get Money
Get Your Money
Once the Borrower accepts the terms, due diligence is initiated. We work with lenders to quickly move through your case and do it at high priority. Disbursal happens post due diligence and credit approvals.
Once satisfactory due diligence is complete, the Borrower will get the funds directly into their bank accounts. We help you even post disbursal.
The entire process should typically take around 3 business days for unsecured loans after successful submission of your documents.