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Identity theft, also known as identity fraud, is a crime in which an imposter obtains key pieces of personally identifiable information, such as Social Security or driver’s license numbers, in order to impersonate someone else.
Identity theft occurs when someone uses another’s personally identifying information, like their name, identifying number, or credit card number , without their permission, to commit fraud or other crimes.
The following are the types of Identity Theft:
Criminals have previously obtained state-issued identity documents using credentials stolen from others, or have simply presented a Fake ID
The most common type is financial identity theft, where someone wants to gain economical benefits in someone else’s name. This includes getting credits, loans, goods and services, claiming to be someone else.
Synthetic Identity Theft, in which identities are completely or partially fabricated.The most common technique involves combining a real social security number with a name and birth date other than the ones associated with the number.
Medical Identity crime is that medical identity theft occurs when someone seeks medical care under the identity of another person
Monitor your credit reports constantly for any signs of suspicious activity. Or think about freezing your credit reports. It’s not a perfect solution but it will help prevent identity thieves from opening up new accounts.
Protect your computers and personal information your phones and tablets, your accounts and passwords, your surfing, your banking and accounts, your social network etc. These can all be points of vulnerability that crooks will quickly exploit.
Too much personal information lying around your home could be an easy temptation to people you doesn’t know. So hide it where burglars and others can’t easily find it. And make sure you shred any sensitive financial information before you dispose of it.
Some thieves say that most of their crimes start with stolen mail, so make sure you don’t leave it in your mailbox for longer than you have to.
Mind what you and your kids say on Facebook and other social networks. Thieves are constantly checking out Facebook, Instagram, Twitter and other networks for personal information that might help them commit a fraud.
There are dozens of free security tools, from antivirus to safe surfing that will help keep malicious software or malware from infecting your computer and stealing your information.
That means making them long, complicated and random; changing them regularly; guarding them
Whoever, fraudulently or dishonestly makes use of the electronic signature, password or any other unique identification feature of any other person, shall be punished with imprisonment of either description for a term which may extend to three years and shall also be liable to fine which may extend to rupees one lakh.
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