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While the ratio of working males in India is higher in comparison to women, yet, a recent report indicates that when it comes to taking a loan, women borrowers have outpaced men in 2018, in terms of the size of borrowing.
The higher loan amount when a woman applies could indicate it’s a household with two incomes, unlike when a male applies, where he could be the only breadwinner. Banks also have special loan offers for women, with interest rates many basis points (100bps = 1 percentage point) lower than for men.
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