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A personal loan is an unsecured credit that you can avail without pledging any collateral. Unlike other loans, a personal or unsecured loan has easy eligibility criteria, special offers and unrestricted end-use for you to finance your immediate expenses, be it a medical emergency or a foreign trip.
Tata Capital provides easy personal loans available at attractive interest rates, starting at 10.99%. Avail a loan up to Rs. 25 lakhs through a simple online process with minimal documentation and an easy to meet eligibility criteria. Get flexible tenures up to 6 years and repay your personal loan EMI as per your convenience. Tata Capital offers fast loan processing and tailored personal loan offerings ideal to fund your diverse financing goals.
The following are the process of applying for Tata Capital Personal Loan on FundsTiger
Step 1: Visit FundsTiger Personal Loan page.
Step2: Fill out your personal details that are asked for.
Step 3: Wait for our credit team to contact you within 4 working hours.
Step 4: Our credit team will analyze your eligibility send your application to Tata Capital with the list of documents that are required to process your loan.
Step 5: If your loan application doesn’t go through with Tata Capital it will be tried with other potential lenders to be taken forward.
Step 6: Once all the verifications are done loan amount will be disbursed into your account in 2 working days.
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
A copy of your Bank statements for the last six months
A copy of your Salary Slips for the last three months
A copy of your Ration Card / Electricity Bill / Passport
A certificate stating one year of continuous employment
No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.
We don’t ask for any collateral or security for Personal Loans.
Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.
You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.
Personal loan eligibility can be greatly affected by factors such as your income, age, CIBIL score, job stability, and even work experience.
A salaried person can get a personal loan with Tata Capital by meeting the following eligibility criteria –
A self-employed person can get a personal loan with Tata Capital by meeting the following eligibility criteria –
Loan amount: Tata Capital offers a personal loan amount of maximum Rs. 25 lakh that can be used to fulfill many personal expenses
Instant online approval: Once you submit all the documents and other information, you get an instant in-principal approval on your personal loan
Flexible tenure: Tata Capital ensures that your repayment schedule is stress-free and offers you a flexible tenure ranging from 12 to 72 months
Quick fund disbursal: Once your Tata Capital personal loan application gets processed, your funds can get disbursed within as short a time as a few hours
Zero part-prepayment charges: Tata Capital allows prepayment of a personal loan after completion of 6 months i.e. repayment of at least 6 EMIs. Zero part payment charges are applicable if the amount you part pre-pay on your loan up to 25% of the loan amount
Overdraft facility: Tata Capital’s personal loan offers an overdraft limit which allows you to withdraw additional money up to a pre-arranged limit. The interest on the overdraft is charged only on the amount you use
Minimal documentation process: To apply for Tata Capital personal loan, you only need to submit basic documents for a hassle-free process
For offline loan applications:
For instant personal loan applications, go online:
1. Tata Capital Home Renovation Loan
Remodel or renovate your home without any money constraints with Tata Capital Home Renovation Loan. the Home Renovation Loan comes with the following features:
2. Tata Capital Wedding Loan
You can make your dream wedding possible with a Tata Capital Wedding Loan. Whether you want to book that perfect venue, hire a high-end wedding photographer or buy that beautiful dress from your favourite designer, a wedding loan can help you pay for all wedding-related expenses. Key features of the wedding loan are:
3. Tata Capital Medical Loan
Medical emergencies can strike anyone anytime and being short of funds at such a crucial time can be really stressful. Tata Capital Medical Loan offers flexible repayment options for all medical, dental and cosmetic procedures. The features of Tata Capital’s Medical Loan are as follows:
4. Tata Capital Travel Loan
This personal loan from Tata Capital lets you undertake your dream trip without falling short of funds. It covers all travel related expenses like hotel and airfares (all kinds of transportation expenses), tour packages, etc. The features of the Tata Capital Personal Loan for Travel include:
5. Tata Capital Overdraft Loan
The overdraft facility is applicable to Tata Capital Personal Loans lets customers withdraw and pay back multiple times within their sanctioned credit limit. Interest is charged only on the amount utilized. Some key features of the Overdraft Loan are given below:
FundsTiger can arrange loans from almost all the banks. You can apply for an attractive offer with the best possible rate of interest and terms for Personal Loan, Business Loan, Home Loan, and Car Refinance Loan.